{"id":2079,"date":"2016-02-05T20:14:42","date_gmt":"2016-02-05T20:14:42","guid":{"rendered":"https:\/\/blog.mops.org\/?p=2079"},"modified":"2016-02-05T20:14:42","modified_gmt":"2016-02-05T20:14:42","slug":"are-you-prepared-for-the-talk-the-money-talk-that-is","status":"publish","type":"post","link":"https:\/\/www.themom.co\/fr\/are-you-prepared-for-the-talk-the-money-talk-that-is\/","title":{"rendered":"Are you Prepared for \u201cThe Talk”? The Money Talk, That is"},"content":{"rendered":"

\u201cHoney, we need to talk.\u201d<\/p>\n

This sentence is generally not one you ever want to hear in a relationship. Especially when it comes to money. Studies have shown that talking with your spouse about money is one of the most difficult parts of a marriage. And it\u2019s also one of the leading causes of divorce according to the Family Relations Journal.<\/p>\n

It\u2019s time to start talking. We\u2019re here to help.<\/p>\n

Before you get started, set up a time in advance. Make it a date!\u00a0 Find a time that works for both of you where you can sit down and talk without any distractions like phones, TV, or even the kiddos.<\/p>\n

Next, gather your confidence. Here\u2019s a checklist of ideas to have prepared before your talk:<\/p>\n

Write down all of the questions you have for your spouse about money.<\/h3>\n

It\u2019s often hard to have the conversation because you don\u2019t even know where to get started.Here are a couple of questions that might be on your mind, and also might be good places to start:<\/p>\n

    \n
  1. Do you prefer to spend on experiences or things?<\/li>\n
  2. \u00a0What\u2019s the next major purchase we\u2019re going to make together? What constitutes a \u201cmajor purchase\u201d?<\/li>\n
  3. \u00a0What worries do you have about money?<\/li>\n
  4. Where do we want to be in 5 years? 10 years?<\/li>\n<\/ol>\n

    Write down the topics you definitely want to cover.<\/h3>\n

    And know where you can go to find out about topics you don\u2019t quite understand.\u00a0 Whether it\u2019s money management & debt, financial safeguards, your family\u2019s giving & generosity, or even planning for retirement, brightpeak\u2019s \u201cLearn Simply<\/a>\u201d online resource section has tools to help you gain peace of mind about your financial picture.<\/p>\n

    Gather any financial documents you might want to discuss.<\/h3>\n

    If you want to talk with your spouse about your family\u2019s spending habits, for example, it might help to print off some bank statements to walk them through your areas of concern.<\/p>\n

    Dress for the occasion: put on your \u201cpatience pants\u201d and your \u201copen mind hat.\u201d<\/h3>\n

    Be sure that you listen to what your spouse has to say.\u00a0 Try not to be accusatory, but instead make suggestions you both can adopt. For example, instead of saying things like \u201cWe don\u2019t have enough money for that!\u201d try \u201cWhat areas could we each cut back on so that we can afford that.\u201d<\/p>\n

    We know that talking about money isn’t easy, that’s why we created “Prepare: Talking to your Spouse about Money.” It’s an e-book, and it’s free. It will help determine each other’s money values, your goals (both long- and short-term), picture your monthly budget and determine your financial safeguards (or, maybe, your lack thereof).<\/p>\n

    \"the<\/a><\/p>\n

     <\/p>\n

    The Money Talk shouldn\u2019t be avoided.\u00a0 It\u2019s a chance to grow in relationship and love with your partner, and to explore each other\u2019s dreams so that you can live the life you both imagine.<\/p>\n

    \n

    Tricia is a mom, a wife, and leads the Call Center at brightpeak. She has a background in economic development and is passionate about supporting local businesses. She loves to talk about money and the funny family traditions that arise out of our choices about how to use it. Tricia blogs about these experiences on brightpeakfinancial.com.<\/a><\/em><\/p>","protected":false},"excerpt":{"rendered":"

    \u201cHoney, we need to talk.\u201d This sentence is generally not one you ever want to hear in a relationship. Especially when it comes to money. Studies have shown that talking with your spouse about money is one of the most difficult parts of a marriage. And it\u2019s also one of the leading causes of divorce […]<\/p>\n","protected":false},"author":143,"featured_media":2087,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"0","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[42],"tags":[129],"class_list":["post-2079","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle","tag-finances"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/www.themom.co\/fr\/wp-json\/wp\/v2\/posts\/2079","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.themom.co\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.themom.co\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.themom.co\/fr\/wp-json\/wp\/v2\/users\/143"}],"replies":[{"embeddable":true,"href":"https:\/\/www.themom.co\/fr\/wp-json\/wp\/v2\/comments?post=2079"}],"version-history":[{"count":0,"href":"https:\/\/www.themom.co\/fr\/wp-json\/wp\/v2\/posts\/2079\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.themom.co\/fr\/wp-json\/wp\/v2\/media?parent=2079"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.themom.co\/fr\/wp-json\/wp\/v2\/categories?post=2079"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.themom.co\/fr\/wp-json\/wp\/v2\/tags?post=2079"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}